7563 Bent Tree Loop, St Cloud, FL 34771

$336,900
3
BD
2
BA
1,515
SqFt

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List Price
$336,900
Status
Active
Days on Market
140
Price Change
▼ $5,000 1792211987
MLS#
O6416315
Property Style
Single Family
New Construction
Yes
Year Built
2026
Bedrooms
3
Bathrooms
2
Living Area
1,515
Lot Size
6,098
Acres
0.14
Total Acreage
0 to less than 1/4
Legal Subdivision Name
Harmony Central Ph 2
MLS Area Major
St Cloud (Magnolia Square)

Property Description

7563 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $336,900. 3 bedrooms, 2 full baths, 1,515 sq ft. 2-car garage, granite counters, stainless appliances. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,773.77/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $336,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

Additional Information

Taxes
$831
Minimum Lease
7 Months
HOA Fee
$825
HOA Payment Schedule
Annually
Community Features
Dog Park, Pool, Sidewalks, No Deed Restriction
Property Description
One Story
Zoning
X
Interior Layout
High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Interior Features
High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Floor
Carpet, Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range
Utilities
Cable Available, Electricity Connected, Water Connected
Heating
Central
Air Conditioning
Central Air
Exterior Construction
Block
Roof
Shingle
Foundation
Slab
Pool
Community
Garage Carport
2 Car Garage
Garage Spaces
2
Elementary School
Harmony Community School (K-5)
Middle School
Harmony Middle
High School
Harmony High
Water View
Pond
Pets
Allowed
Flood Zone Code
X500
Parcel ID
32-26-32-3666-000N-0140
Legal Description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 14

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

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