Polk County Real Estate

Homes for Sale in Polk County, FL Between $400,000 to $500,000

Welcome to your dedicated resource for Homes for Sale Between $400,000 to $500,000 in Polk County, FL. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As local Polk County, FL agents, Zen Home Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the properties currently available between $400,000 to $500,000 below, or contact a local agent to discuss the details that matters most to your search.

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All Polk County, FL Homes for Sale Between $400,000 to $500,000

3833 Litchfield Loop, Lake Wales
$500,000
2 Beds ⋅ 2 Baths ⋅ Lake Ashton Golf Club Ph 05 SubDv. ⋅ 33859 Zip Code
Enjoy peaceful pond views and an active Florida lifestyle in Lake Ashton, a gated 55+ community in the heart of Central Florida. This home’s inviting setting is highlighted by a covered sunroom overlooking the pond—a welcoming spot for morning coffee, afternoon reading, or unwinding with friends at the end of the day. The water view creates a relaxing backdrop and makes the rear living space a standout feature. Beyond your doorstep, Lake Ashton offers countless ways to fill your days. Community amenities include two 18-hole golf courses, a 26,000-square-foot clubhouse, a Health & Fitness Center, indoor and outdoor heated pools, pickleball and tennis courts, a bowling alley, a movie theater, and on-site dining. Clubs, fitness classes, entertainment, and social activities provide opportunities to connect with neighbors and explore your interests. Whether you enjoy an active calendar or quiet afternoons overlooking the pond, this home offers a wonderful setting for your next chapter. Schedule your private showing today and discover the Lake Ashton lifestyle.

3833 Litchfield Loop, Lake Wales
7312 Oakmoss Loop, Davenport
$500,000
5 Beds ⋅ 4 Baths ⋅ Solterra Ph 2b SubDv. ⋅ 33837 Zip Code
Virtually Staged. Short Sale. This home can be purchased with NO INCOME VERIFICATION needed! Seller's preferred lender is willing to contribute 1% of the loan amount toward the buyer's rate buy-down.Welcome to an exceptional vacation home in the highly sought-after Solterra Resort in Davenport! Presently an active short term rental income producing property. This beautifully furnished property offers an incredible opportunity for investors, vacation-home buyers, or those looking for a turnkey retreat near Orlando’s world-famous attractions. The home has been thoughtfully upgraded for an unforgettable guest experience, including a brand-new Star Wars-themed room that is sure to be a favorite among families and fans. The garage has been transformed into a high-end movie and game room, complete with stylish furnishings, a 120-inch screen, and projector, creating the perfect space for movie nights, gaming, and family entertainment. The home is located in Solterra Resort, a popular vacation community offering resort-style amenities including a clubhouse, pool, lazy river, water slide, fitness center, tennis courts, and other recreational options. Its Davenport location places guests within convenient driving distance of Walt Disney World, Universal Orlando, SeaWorld, shopping, dining, and other Central Florida attractions. With its themed accommodation, upscale furnishings, dedicated entertainment space, private pool, and established short-term rental use, this property is designed to stand out in the competitive Central Florida vacation rental market. Whether continuing as an Airbnb, using it as a personal vacation getaway, or enjoying it as a combination of both, this turnkey property offers an exciting opportunity in one of the area’s most popular resort communities.

7312 Oakmoss Loop, Davenport
11033 Sherrouse Road, Lakeland
$500,000
3 Beds ⋅ 2 Baths ⋅ 33810 Zip Code
SELLER INCENTIVE – 2/1 MORTGAGE RATE BUYDOWN AVAILABLE! Buy this home and enjoy lower mortgage payments for the first two years! The seller is offering help toward a temporary mortgage rate buydown that may lower your monthly payments. This offer is subject to buyer qualification, lender approval, loan guidelines, and agreed-upon terms. Welcome to this beautifully updated 3-bedroom, 2-bath home situated on an expansive 2.41-acre lot in North Lakeland. Offering 2,291 square feet of thoughtfully designed living space, this move-in-ready property combines modern updates, generous indoor living, and exceptional outdoor space for the perfect Florida lifestyle. Step inside to discover a spacious floor plan featuring brand-new luxury vinyl plank flooring, new tile, and plush new carpet in the bedrooms. The completely renovated kitchen is the heart of the home, showcasing quartz countertops, brand-new cabinetry, and a full suite of new stainless steel appliances, making it ideal for both everyday living and entertaining. Quartz countertops continue throughout the home in each bathroom, adding a cohesive touch of modern elegance. An interior laundry room provides added convenience. Outdoor living is just as impressive with a sparkling pool, screened-in porch, and a spacious backyard offering endless opportunities for recreation, gardening, or simply enjoying the privacy of your 2.41-acre property. A storage shed on the property provides additional space for tools and equipment, while the new wood fence across the front of the property enhances both curb appeal and privacy. This home has been extensively updated for peace of mind, including a new roof (2022), new HVAC system, new windows, updated electrical, re-piped plumbing, a new drainfield, and new ceiling fans throughout. With extensive renovations, modern finishes, and plenty of room to spread out both inside and out, this exceptional North Lakeland property is ready for you to call it home. USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.

11033 Sherrouse Road, Lakeland
6168 Arborea Drive, Indian Lake Estates
$500,000
3 Beds ⋅ 3 Baths ⋅ Indian Lake Estates SubDv. ⋅ 33855 Zip Code
NEW SEPTIC AND DRAIN FIELD—SPRING 2026! WATERFRONT POOL HOME WITH BOAT LIFT AND NAVIGABLE ACCESS TO 7,500+ ACRE LAKE WALK-IN-WATER! Tucked away at the end of a quiet street in Indian Lake Estates, this distinctive three-bedroom, two-and-a-half-bath pool home offers the privacy, outdoor space, water access, and income-producing potential that are increasingly difficult to find in Central Florida. Situated on approximately one acre across two parcels, the property includes roughly 220 feet of freshwater canal frontage leading to Lake Walk-in-Water—one of Florida’s best-known trophy bass fishing destinations. Bring the boat, fishing rods, kayaks, and outdoor gear. A covered boathouse and lift provide convenient storage and direct access to miles of boating and fishing opportunities. The home has previously operated as a productive short-term vacation rental, providing a buyer with the flexibility to continue using it as an investment property, enjoy it as a seasonal Florida retreat, or make it a full-time waterfront residence. Financial records should be reviewed separately to evaluate future rental performance. Major improvements include a new septic system and drain field installed in spring 2026, along with a metal roof, boathouse roof, and HVAC system installed in 2022. These substantial updates help reduce some of the larger ownership concerns commonly associated with established waterfront homes. Inside, the single-story layout offers approximately 1,936 square feet, a split-bedroom floor plan, open living spaces, built-in features, a wet bar, and a game or entertainment area. The primary bedroom is generously sized, while the additional bedrooms provide comfortable accommodations for family members or vacation guests. Step outside to the screened swimming pool and covered outdoor living areas, where peaceful surroundings and abundant wildlife create the feeling of a private Florida retreat. The oversized grounds feature mature landscaping, irrigation, storage, and enough room to enjoy the property without feeling crowded by neighboring homes. Indian Lake Estates offers a relaxed community atmosphere with golf, clubhouse facilities, dining, fitness, tennis, pickleball, boating, fishing, and lakefront recreation. Whether purchased for personal enjoyment or investment use, this property delivers a combination of privacy, poolside living, boating access, major recent improvements, and established rental history that separates it from ordinary Lake Wales waterfront listings. This is not simply a home near the water—it is a complete Florida lifestyle property with room to breathe, income potential, and access to one of Polk County’s most recognized fishing lakes

6168 Arborea Drive, Indian Lake Estates
4322 Tokose Place, Lakeland
$500,000
4 Beds ⋅ 2 Baths ⋅ Morgan Creek Preserve Ph 01 SubDv. ⋅ 33811 Zip Code
Welcome to Morgan Creek Preserve, a desirable gated community in South Lakeland offering beautiful amenities and a convenient location. Built by award-winning Hickman Homes, this 4-bedroom, 2-bath residence with a 2-car garage offers 2,313 square feet of thoughtfully designed living space, quality craftsmanship, energy-efficient features, and over $100,000 in recent updates. From the moment you arrive, you will appreciate the attention to detail with beautiful curb appeal, a paver driveway, mature landscaping, and timeless architectural design. Inside, the home showcases soaring ceilings, abundant natural light, crown molding, high baseboards, designer lighting, and an impressive custom marble feature wall that creates a stunning centerpiece in the main living area. The spacious kitchen features raised-panel wood cabinetry, granite countertops, all new appliances to include a gas stove, and plenty of room for gathering and entertaining. All appliances are included, including the washer and gas dryer. The primary suite offers a relaxing retreat with a tray ceiling, generous natural light, and a custom walk-in closet. The en-suite bathroom features a walk-in shower, soaking tub, dual vanities, and a private water closet, creating the perfect balance of comfort and functionality. Additional upgrades and features include a new roof, new appliances, updated finishes throughout, structured media wiring, energy-efficient design features, upgraded "GREEN" insulation, double-pane Low-E windows, energy-efficient systems, hurricane-resistant construction features, and quality building details throughout. Enjoy Florida living from the screened lanai overlooking the fully fenced backyard with plenty of space to create your dream pool or outdoor oasis. Morgan Creek Preserve offers gated entry and resort-style amenities including a community pool, playground, basketball courts, and tennis courts. Combining modern updates, timeless craftsmanship, energy-conscious construction, and an incredible South Lakeland location, 4322 Tokose Place is a home you do not want to miss. Schedule your private tour today!

4322 Tokose Place, Lakeland
1080 S Buena Vista Drive, Lake Alfred
$500,000
33850 Zip Code
Presenting an exceptional development opportunity in Lake Alfred! Located on 2.39 acres (107,500 sq ft) along 1080 S Buena Vista Dr, this parcel boasts 250 feet of frontage with serene canal access to freshwater Lake Echo. Enjoy mature shade trees and a prime site bordering quality apartments, with easy access to I-4 and Central Florida attractions. Zoned R-2 with sewer and water available, this property offers versatile options for residential or mixed-use projects. Ideal for developers seeking a blend of natural beauty and convenient location. Key Points: • Location: 1080 S Buena Vista Dr, Lake Alfred, FL 33850 • Land Size: 2.39 acres (107,500 sq ft) with 250 feet of frontage • Natural Features: Mature shade trees and direct canal frontage offering freshwater access to Lake Echo • Zoning: Zoned R-2; offering diverse development possibilities • Accessibility: Convenient proximity to I-4 and Central Florida attractions, neighboring quality apartments • Development Potential: Ideal for residential or mixed-use projects • Frontage: 250 feet 1080 S Buena Vista Dr. well-maintained frontage • Utilities: Sewer and water are readily available for easy development • Flood Zone: Code: AE . Compared to many other properties in Lake Alfred, this parcel truly stands out due to several unique advantages: Convenient Transportation: With easy access to I-4, residents or developers are just minutes away from Central Florida’s premier attractions, shopping centers, dining options, and employment hubs. This connectivity is a major draw, ensuring that everything the region offers is within easy reach. Recreational Appeal: The canal frontage to freshwater Lake Echo not only enriches the scenic quality but also provides opportunities for leisure activities such as boating, fishing, or simply enjoying lakeside views. Charming Local: Being located in the quaint town of Lake Alfred, the property benefits from the town's unique local charm, which includes a quieter lifestyle with access to local stores, restaurants, and community amenities that demonstrate long-term desirability for both residents and developers. Strategic Location: Positioned along S Buena Vista Drive, the property enjoys 250 feet of frontage and is conveniently situated close to I-4. This ensures excellent connectivity to Central Florida’s attractions and amenities. Would you like to learn more about potential development strategies and unique features this lot offers?

1080 S Buena Vista Drive, Lake Alfred
7260 Oakmoss Loop, Davenport
$500,000
5 Beds ⋅ 4 Baths ⋅ Solterra Ph 2b SubDv. ⋅ 33837 Zip Code
Virtually Staged. Step into a life of luxury with this exquisite, fully-equipped five-bedroom, four-bathroom villa, ideally positioned on a corner lot within the exclusive gated Solterra Resort. Boasting elegant furnishings and ready for occupancy, this property is perfect as a high-end vacation retreat or your primary residence. Conveniently located near Champions Gate, residents and guests enjoy proximity to exciting theme parks, extensive shopping, and eclectic eateries, with the allure of Florida’s famed beaches just an 80-minute drive away. Your safety and privacy are paramount in this 24/7 secured community, where homeowner perks include access to a myriad of upscale amenities. Stay active in the sprawling fitness center housed in a 5,500-square-foot clubhouse or unwind in the elegant zero-entry pool, heated during the cooler months from December to April. The pool area is a haven of relaxation and fun, featuring a water slide, a lazy river, and a snug fireside lounge. On-site dining at the bar and grill offers convenience, while outdoor pleasures are abundant with shaded cabanas, a kid's water play area, serene walking paths, and pristine tennis courts—all enveloped in a verdant, resort-like setting that promises an unparalleled living experience. Additionally, this villa comes fully furnished, making it a truly turnkey solution for those seeking a seamless transition into luxurious living

7260 Oakmoss Loop, Davenport
501 Palermo Boulevard, Kissimmee
$499,999
3 Beds ⋅ 3 Baths ⋅ Solivita Ph Id SubDv. ⋅ 34759 Zip Code
Virtually Staged. Welcome to Your Best Chapter Yet — Golf Course Living in Solivita! Some homes are just houses. This one is the start of your next great adventure. Perfectly positioned near Solivita's main entrance for easy, no-traffic access, this beautifully remodeled Verona-style home sits on an OVERSIZED lot with updated landscaping, sweeping golf course and WATER VIEWS from nearly every window — a front-row seat to the good life, every single day. Step inside to soaring ceilings, crown molding, custom lighting, and wood plantation shutters that make every room feel like a retreat. The open-concept kitchen and living space is made for entertaining — think game nights, holiday gatherings, or just Sunday morning coffee with a view. A dedicated home office keeps you connected on your terms, and smart storage solutions throughout mean everything has its place. The FULL SIZE THREE CAR garage (with tons of built in storage!) even fits a THIRD CAR or your golf cart, because around here, that's just how you get around. Retreat to the spa-inspired owner's suite with a walk-in Jacuzzi tub — the perfect way to unwind after a day on one of Solivita's two championship 18-hole golf courses. Then head out to the expansive covered lanai and soak in those unforgettable sunset views. This home has been meticulously upgraded for worry-free living: BRAND NEW TILE ROOF VALUED AT OVER $60,0000 (Sept 2026), NEW Carpet throughout the bedrooms and they all include built in cabinets in the closets, NEW WATER HEATER, 42" solid oak cabinetry with nickel hardware, quartz counters, Stainless Steel appliances (2022), and energy-efficient tinted windows. 13 MONTH HOME WARRANTY for Buyer's Pease of Mind and to help make transitioning easier! FREE APPRAISAL CREDIT AVAILABLE! Purchase this home and finance through American Portfolio Mortgage to receive a lender credit at closing to offset your appraisal cost.* *Offer available to qualified borrowers only. Subject to loan approval, underwriting requirements, and loan closing. Credit provided by lender, not the listing broker or agent. Credit may not exceed actual closing costs and is subject to program guidelines. Contact Krista Martins, NMLS 426321 for complete details. Equal Housing Lender. And the fun doesn't stop at your front door. Solivita is a 24-hour guard-gated 55+ resort community offering two amenity centers, 14 pools and spas, tennis, pickleball, bocce, shuffleboard, on-site restaurants, dog parks, and over 200 clubs — there's truly something happening every day.

501 Palermo Boulevard, Kissimmee
5937 Trophy Loop, Lakeland
$499,999
4 Beds ⋅ 2 Baths ⋅ Deer Brooke South SubDv. ⋅ 33811 Zip Code
Welcome to 5937 Trophy Loop, a beautifully maintained custom-built residence offering refined single-story living in the heart of Lakeland. This 4-bedroom, 2-bath home is thoughtfully designed with an open, split-bedroom floor plan. Rich, real hardwood flooring flows through the foyer, formal dining room, great room and office, creating a warm and timeless interior. At the heart of the home, generous living spaces transition effortlessly to the outdoor retreat, where a screened pool and a pool cover invites year-round enjoyment. The spacious primary suite offers a peaceful escape with an oversized walk-in closet and an ensuite bath featuring dual vanities, a walk-in shower with built-in seating and a separate soaking tub. Energy-efficient double-pane windows enhance comfort throughout, while the charming front porch offers the perfect setting for rocking chairs and quiet mornings. An oversized side-entry garage with tile flooring provides additional space and functionality. Ideally positioned in South Lakeland, the home offers convenient access to major roadways and I-4, placing both Tampa and Orlando within easy reach. Enjoy nearby shopping, dining and entertainment at Lakeside Village, along with Downtown Lakeland, Bonnet Springs Park, Circle B Bar Reserve, Lake Hollingsworth and the area's celebrated restaurants and cultural attractions. Lakeland's central location also provides convenient access to Tampa Bay attractions, Walt Disney World, LEGOLAND Florida and everything the Orlando area has to offer. Custom construction, single-story living, a private pool and an exceptional Central Florida location come together to create a home designed for both everyday comfort and effortless entertaining. Schedule a showing today and make this house your home!

5937 Trophy Loop, Lakeland
302 Avenue P Nw, Winter Haven
$499,999
6 Beds ⋅ 4 Baths ⋅ Harrington A B Subdiviosion SubDv. ⋅ 33881 Zip Code
Newly Built Duplex in Winter Haven! This beautiful duplex features two spacious units, each offering 3 bedrooms and 2 bathrooms. Brand-new construction with modern finishes and a functional layout. The fully paved driveway maximizes parking for both units, providing ample space and convenience for residents and guests. Great opportunity for investors or owner-occupants seeking rental income. Conveniently located with easy access to shopping, dining, schools, and major roadways.

302 Avenue P Nw, Winter Haven
16 Trout Way Unit A & B, Poinciana
$499,999
6 Beds ⋅ 4 Baths ⋅ Poinciana Nbrhd 04 Village 07 SubDv. ⋅ 34759 Zip Code
This stunning new duplex will feature 3 spacious bedrooms and 2 full bathrooms per unit. Granite countertops sit on all of the kitchen and bathroom counters as well as modern white style cabinets with soft closing drawers! Each unit will include brand new stainless steel kitchen appliances with manufacturer warranties, ceramic tile throughout (NO CARPET) as well as ceiling fans in all the bedrooms and living rooms. These homes boast a refreshing open floor plan which is enhanced with 9ft high ceilings and tons of natural lighting. The wide double-car driveways provide ample and seperate parking space for each unit. Come check these out today!

16 Trout Way Unit A & B, Poinciana
4322 Lana Avenue, Davenport
$499,990
5 Beds ⋅ 5 Baths ⋅ Windsor Island Residence Ph 2b SubDv. ⋅ 33897 Zip Code
Excellent Short-Term Rental Investment or Second Home Opportunity Near Walt Disney World Located in the highly desirable Windsor Island Resort, this 5-bedroom, 4.5-bathroom townhouse offers 2,263 sqft of well-designed living space and was built in 2023. Fully furnished and thoughtfully themed throughout, the property is ideal for short-term rental use or as a vacation home. The first floor features a convenient bedroom and full bathroom, while the second level includes additional suites and a spacious loft area, providing flexibility and comfort for guests. The open-concept kitchen flows seamlessly into the main living area, creating an ideal space for entertaining. Enjoy your private courtyard with a pool, offering a relaxing outdoor setting to enjoy the Florida lifestyle. HOA includes internet, cable, lawn maintenance, daily trash pickup, and 24-hour guard-gated security. Windsor Island Resort offers a full range of resort-style amenities, including a clubhouse, fitness center, lazy river, water slides, splash pad, sports courts, playground, and on-site dining. Conveniently located near Orlando’s major attractions, shopping, dining, and entertainment.

4322 Lana Avenue, Davenport
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