Polk County Real Estate

Homes for Sale in Polk County, FL Between $400,000 to $500,000

Welcome to your dedicated resource for Homes for Sale Between $400,000 to $500,000 in Polk County, FL. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As local Polk County, FL agents, Zen Home Group specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the properties currently available between $400,000 to $500,000 below, or contact a local agent to discuss the details that matters most to your search.

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All Polk County, FL Homes for Sale Between $400,000 to $500,000

$500,000
3 Beds 3 Baths Indian Lake Estates SubDv. 33855 Zip Code
NEW SEPTIC AND DRAIN FIELD—SPRING 2026! WATERFRONT POOL HOME WITH BOAT LIFT AND NAVIGABLE ACCESS TO 7,500+ ACRE LAKE WALK-IN-WATER! Tucked away at the end of a quiet street in Indian Lake Estates, this distinctive three-bedroom, two-and-a-half-bath pool home offers the privacy, outdoor space, water access, and income-producing potential that are increasingly difficult to find in Central Florida. Situated on approximately one acre across two parcels, the property includes roughly 220 feet of freshwater canal frontage leading to Lake Walk-in-Water—one of Florida’s best-known trophy bass fishing destinations. Bring the boat, fishing rods, kayaks, and outdoor gear. A covered boathouse and lift provide convenient storage and direct access to miles of boating and fishing opportunities. The home has previously operated as a productive short-term vacation rental, providing a buyer with the flexibility to continue using it as an investment property, enjoy it as a seasonal Florida retreat, or make it a full-time waterfront residence. Financial records should be reviewed separately to evaluate future rental performance. Major improvements include a new septic system and drain field installed in spring 2026, along with a metal roof, boathouse roof, and HVAC system installed in 2022. These substantial updates help reduce some of the larger ownership concerns commonly associated with established waterfront homes. Inside, the single-story layout offers approximately 1,936 square feet, a split-bedroom floor plan, open living spaces, built-in features, a wet bar, and a game or entertainment area. The primary bedroom is generously sized, while the additional bedrooms provide comfortable accommodations for family members or vacation guests. Step outside to the screened swimming pool and covered outdoor living areas, where peaceful surroundings and abundant wildlife create the feeling of a private Florida retreat. The oversized grounds feature mature landscaping, irrigation, storage, and enough room to enjoy the property without feeling crowded by neighboring homes. Indian Lake Estates offers a relaxed community atmosphere with golf, clubhouse facilities, dining, fitness, tennis, pickleball, boating, fishing, and lakefront recreation. Whether purchased for personal enjoyment or investment use, this property delivers a combination of privacy, poolside living, boating access, major recent improvements, and established rental history that separates it from ordinary Lake Wales waterfront listings. This is not simply a home near the water—it is a complete Florida lifestyle property with room to breathe, income potential, and access to one of Polk County’s most recognized fishing lakes

6168 Arborea Drive, Indian Lake Estates

$500,000
5 Beds 5 Baths Oakmont SubDv. 33837 Zip Code
Welcome to your Florida dream home in the highly sought-after Solterra Resort! This beautifully maintained property is packed with upgrades, including a 1-YEAR-OLD ROOF, 1-YEAR-OLD HVAC SYSTEM, and 1-YEAR-OLD WATER HEATER, giving buyers peace of mind for years to come. Step outside to your own private backyard oasis featuring a PRIVATE SCREENED POOL, an IN-GROUND SPA/JACUZZI, and plenty of space to relax, entertain, or enjoy the Florida sunshine year-round. As a resident of Solterra Resort, you'll enjoy world-class resort amenities including a spectacular zero-entry resort pool, lazy river, waterslide, spa, clubhouse, state-of-the-art fitness center, tennis courts, pickleball courts, volleyball court, playground, walking trails, poolside café, and 24-hour gated security. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this community offers an unbeatable resort lifestyle. Ideally located just minutes from ChampionsGate, Posner Park shopping and dining, world-famous Walt Disney World, Universal Orlando Resort, golf courses, water parks, and convenient access to I-4, making travel throughout Central Florida a breeze. Spend weekends exploring nearby attractions, enjoying local restaurants, shopping, championship golf, or making unforgettable memories at Orlando's famous theme parks. Don't miss this incredible opportunity to own a move-in-ready home with major system upgrades, resort-style amenities, and an unbeatable Central Florida location!

4127 Oak Tree Drive, Davenport

$500,000
4 Beds 2 Baths Morgan Creek Preserve Ph 01 SubDv. 33811 Zip Code
Welcome to Morgan Creek Preserve, a desirable gated community in South Lakeland offering beautiful amenities and a convenient location. Built by award-winning Hickman Homes, this 4-bedroom, 2-bath residence with a 2-car garage offers 2,313 square feet of thoughtfully designed living space, quality craftsmanship, energy-efficient features, and over $100,000 in recent updates. From the moment you arrive, you will appreciate the attention to detail with beautiful curb appeal, a paver driveway, mature landscaping, and timeless architectural design. Inside, the home showcases soaring ceilings, abundant natural light, crown molding, high baseboards, designer lighting, and an impressive custom marble feature wall that creates a stunning centerpiece in the main living area. The spacious kitchen features raised-panel wood cabinetry, granite countertops, all new appliances to include a gas stove, and plenty of room for gathering and entertaining. All appliances are included, including the washer and gas dryer. The primary suite offers a relaxing retreat with a tray ceiling, generous natural light, and a custom walk-in closet. The en-suite bathroom features a walk-in shower, soaking tub, dual vanities, and a private water closet, creating the perfect balance of comfort and functionality. Additional upgrades and features include a new roof, new appliances, updated finishes throughout, structured media wiring, energy-efficient design features, upgraded "GREEN" insulation, double-pane Low-E windows, energy-efficient systems, hurricane-resistant construction features, and quality building details throughout. Enjoy Florida living from the screened lanai overlooking the fully fenced backyard with plenty of space to create your dream pool or outdoor oasis. Morgan Creek Preserve offers gated entry and resort-style amenities including a community pool, playground, basketball courts, and tennis courts. Combining modern updates, timeless craftsmanship, energy-conscious construction, and an incredible South Lakeland location, 4322 Tokose Place is a home you do not want to miss. Schedule your private tour today!

4322 Tokose Place, Lakeland

$500,000
4 Beds 4 Baths Southern Dunes Estates Add SubDv. 33844 Zip Code
Welcome to this beautifully updated 4-bedroom, 4-bath home located in the highly sought-after gated community of Southern Dunes Golf & Country Club. Situated on a quiet street just moments from the award-winning golf course, this spacious home offers the perfect blend of comfort, style, and Florida living. Inside, you’ll find soaring ceilings, an open and airy floor plan, and extensive modern upgrades throughout. The fully remodeled kitchen features custom cabinetry, quartz countertops, subway tile backsplash, upgraded stainless steel appliances, and designer finishes that flow seamlessly into the dining and living spaces. Luxury-style flooring runs throughout the home, creating a clean and cohesive feel. The spacious primary suite offers a stunning accent wall, oversized layout, and a beautifully renovated spa-style bathroom with dual vanities, soaking tub, and walk-in shower. Additional bathrooms have also been tastefully updated with modern fixtures and finishes. Step outside to your private screened-in pool area with plenty of room for entertaining or relaxing while enjoying the Florida sunshine. The oversized lot provides additional outdoor space while maintaining privacy. Southern Dunes offers 24-hour gated access, an acclaimed golf course, clubhouse, restaurant, community pool, tennis courts, and playgrounds — all conveniently located near shopping, dining, Disney attractions, LEGOLAND and major highways. This home is move-in ready and ideal as a primary residence, vacation home, or investment opportunity.

1321 Rebecca Drive, Haines City

$500,000
Polk City SubDv. 33868 Zip Code
Do not pass on Polk City FL; an I-4 community right in between Tampa and Orlando. This C-2 zoning space and corner location on state Rd 559 is prime immediate potential. This location can be a solution to meet the needs of many services the Polk City residential demands. Previous owner made it into a restaurant and still has some kitchen equipment for a 2nd Gen Restaurant. Let's check the boxes of what this can be. You want a bakery - Got it. You want a nail salon - Got it. You want a QSR - Got it. You want a barber shop - Got it. You want an insurance office - Got it. You want a spa/massage establishment - Got it. You want a medical office - Got it. You want an auto dealership start up - Got it. You want general retail - Got it. You want a professional law/real estate firm - Got it. You want a dog grooming/ daycare - Got it. You want a financial/bank consulting firm - Got it. You want a tutoring/learning center - Got it. You want a coffee/cafe - Got it. You want a bike sales/repair shop - Got it. You want a computer/ phone sales and repair - Got it. You want a jewelry sales/repair - Got it. You want a good Location - Got it. You want a corner space with visibility - Got it. This is a traffic friendly corner that provides great visibility, for easy left in and left out flow for your future customers. Polk City was one time a small community and has experienced tremendous growth in the last 5 years along state rd. 33. The building is a triplex opportunity that already has 3-meter electric boxes if you want to generate a 3-unit commercial space revenue.

302 Broadway Boulevard Se, Polk City

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